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When Home Insurance Changes the Repair Decision: The Growing Cost of Climate-Related Damage
Climate-related property damage is changing how homeowners approach repairs, replacements, and insurance coverage. Severe storms, flooding, wildfires, and extreme temperatures can cause extensive damage, while rising construction costs make recovery increasingly expensive. Home insurance traditionally helps homeowners recover from unexpected property losses. However, higher premiums, deductibles, and coverage restrictions can complicate repair decisions. Homeowners may…
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